Privacy Policy

Introduction

This Privacy Policy describes how MortgageCompareCalculator.com ("we," "our," or "us") collects, uses, and protects your information when you use our mortgage calculator website. We are committed to protecting your privacy and ensuring transparency about our data practices.

Last updated: 6/12/2026

Information We Collect

Information You Provide

We do not currently offer email signups for feature notifications, and we do not collect or store email addresses for that purpose. If we introduce such a program in the future, we will update this Privacy Policy before collecting any information for it.

  • Contact Information: If you use our contact or feedback forms, we collect the information you submit (such as your name, email address, and message content). On the feedback form, providing an email is optional and only used if you want a reply.

Automatically Collected Information

  • Usage Data: We may collect information about how you interact with our website, including pages visited, time spent on pages, and features used. Calculator event analytics use coarse value ranges instead of raw home prices or down payment amounts.
  • Device Information: We may collect information about your device, browser type, and operating system.
  • IP Address: Your IP address may be processed by analytics, advertising, reCAPTCHA, and IP geolocation services. We use IP geolocation only to suggest a default US or Canada calculator country.
  • Shared URLs: If you use the Share or Save tools, calculator state is encoded into the URL. The app removes the shared-state query parameter after loading it and does not include that parameter in page-view analytics.

Cookies and Tracking Technologies

What Are Cookies?

Cookies are small text files that are stored on your device when you visit our website. They help us provide you with a better experience and understand how our website is used.

Types of Cookies We Use

Essential Cookies

These cookies are necessary for the website to function properly. They enable basic functions like page navigation and access to secure areas of the website.

Analytics and Performance Cookies

These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously.

Advertising Cookies

We use Google AdSense to display advertisements. Google AdSense may set cookies to personalize ads and measure ad performance. These cookies are used to:

  • Display personalized advertisements based on your interests
  • Measure the effectiveness of advertising campaigns
  • Prevent the same advertisement from appearing repeatedly

Local Storage

We may use browser local storage to remember your preferences and improve your experience on our website. This information is stored locally on your device and is not transmitted to our servers.

How We Use Your Information

  • To provide and maintain our mortgage calculator service
  • To respond to your inquiries and provide customer support
  • To improve our website and user experience
  • To display relevant advertisements
  • To comply with legal obligations

Third-Party Services

Google AdSense

We use Google AdSense to display advertisements. Google may use cookies and similar technologies to collect information about your visits to our website and other websites to provide you with targeted advertising. You can learn more about Google's privacy practices at https://policies.google.com/privacy.

Google Tag Manager and Google Analytics

We use Google Tag Manager to load analytics tags and understand aggregate site usage. Page-view analytics remove shared calculator URLs before sending page location data.

Typography

Site fonts (Inter, DM Serif Display, and DM Mono) are self-hosted from our domain and do not send requests to third-party font providers.

reCAPTCHA

We use Google reCAPTCHA on contact and feedback forms to reduce spam. reCAPTCHA may receive technical request information such as your IP address and browser details.

EmailJS

We use EmailJS to deliver contact and feedback form submissions. EmailJS processes this data in accordance with their privacy policy, available at https://www.emailjs.com/legal/privacy-policy/.

Supabase

If an email notification signup is shown for an upcoming mortgage feature, the submitted email address may be stored in Supabase so we can send that notification.

IP Geolocation

We may call ipapi.co to infer whether your default calculator country should be the United States or Canada. This is used only for calculator defaults and does not replace your manual country selection.

Data Security

We implement appropriate security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Your Rights and Choices

Cookie Preferences

We use Klaro, a consent manager, to ask for your permission before optional analytics and advertising cookies run. You can accept all optional cookies, decline them, or manage each category. Withdrawing consent is as easy as granting it.

Your consent choice is stored locally in your browser under the klaro key. This is separate from functional storage such as tour progress (tour_completed), mobile layout notices, and calculator share URLs (?s=).

You can also control cookies through your browser settings. Most browsers allow you to view, block, or delete cookies. Disabling essential storage may affect calculator features.

Your Data Rights

Depending on your location, you may have the following rights regarding your personal information:

  • Access: Request access to the personal information we hold about you
  • Correction: Request correction of inaccurate or incomplete information
  • Deletion: Request deletion of your personal information
  • Portability: Request a copy of your personal information in a portable format
  • Objection: Object to the processing of your personal information

Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

Children's Privacy

Our website is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. We encourage you to review this Privacy Policy periodically for any changes.

Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us:

Important Notice

This mortgage calculator is for informational purposes only and should not be considered financial advice. Always consult with a qualified financial professional before making financial decisions.

By using our website, you acknowledge that you have read and understood this Privacy Policy and agree to the collection and use of your information as described herein.